It's Hard to Participate, I Know All to Well (Post 9 of a Series of Posts)

The following is my ninth post in a series of posts that shows my letter to those members of Congress who voted for ACA.  If you have not read the first post then I encourage you to do so by clicking here and then reading each successive post until you arrive at this one.

The following portion of the letter asks the reader questions to help lead them to conclude that they benefit from the economic principles I just described:

You Currently Benefit From These Economic Concepts

You may not know it or if you do, you may not openly acknowledge it, but you benefit from these concepts.  For instance, take your mobile phone, your tablet, your automobile even your under garments, you do not have just three types available, a bronze, silver or gold version for each; there are multitudes.  If you had only three types that were highly regulated do you think the products would be as functional at the price you acquired any of them?  I would argue not. Then why are there three types of insurance plans? Why do we need health insurance for routine check ups?  Do we use our car insurance for an oil change or homeowners insurance to replace our stove? Yet we expect our health insurance to do the equivalent of that. Insurance is a tool to transfer risk; it should be based on personal preference and tailored like under garments to meet personal demands.